In partnership with the National Payments Corporation of India (NPCI), ICICI Bank has introduced a novel solution that enables Non-Resident Indian (NRI) clients to easily make UPI payments using their foreign mobile phones. With this service, NRIs can now easily manage transactions in India from their respective countries, which is a big step towards improving convenience and accessibility.
UPI Payments for NRIs
For UPI transactions, NRIs no longer need to rely on Indian mobile numbers. NRIs living in these ten countries—the USA, UK, UAE, Canada, Singapore, Australia, Hong Kong, Oman, Qatar, and Saudi Arabia—can now use their overseas mobile numbers connected to their NRE/NRO bank accounts with ICICI Bank in India thanks to the bank’s creative strategy.
Step by Step process to activate UPI on international number
Activating UPI on an international mobile number is now a hassle-free process with ICICI Bank’s iMobile Pay app. Here’s a simplified step-by-step guide:
- Log in to the iMobile Pay app
- Navigate to ‘UPI Payments’
- Verify Mobile Number
- Access ‘Manage’ -> ‘My Profile’
- Create a new UPI ID (choose from suggested options)
- Select the Account Number and Submit
Empowering NRIs Globally
ICICI Bank’s Head of Digital Channels and Partnerships, Sidharatha Mishra, underlined the importance of this project. He remarked, “We are delighted to partner with NPCI to launch the UPI facility on international mobile number through iMobile Pay. With this facility, our NRI customers residing in 10 countries do not need to switch to an Indian mobile number to pay using UPI. This launch reinforces our commitment to provide our NRI customers with innovative solutions, for them to have a safe, secure and hassle-free payment experience. We are witnessing a positive response from our NRI customers who have started using this facility. With this initiative, we intend to leverage on NPCI’s UPI Infrastructure in strengthening and transforming the digital payments ecosystem globally”.
Enhanced Flexibility in Transactions
By scanning any Indian QR code, using this service, NRIs can send money to an Indian bank account or mobile phone, or they can transfer funds to a UPI ID. The usefulness and simplicity of ICICI Bank’s UPI service for non-resident Indians (NRIs) are further enhanced by the variety of transaction options available.
