Paytm Q3 Results: Paytm's parent company, One97 Communications Limited, reported a net loss of ₹208 crore in Q3 FY25, a slight improvement from ₹222 crore in the same period last year. Despite a revenue drop, the company showed promising growth in key areas like financial services and merchant subscriptions.
Paytm Q3 Results: Revenue and Loss Analysis
Paytm Q3 results highlight a 36% year-on-year (YoY) revenue decline to ₹1,828 crore from ₹2,851 crore. However, on a quarter-on-quarter (QoQ) basis, revenue grew by 10%, fueled by increased gross merchandise value (GMV), subscription revenues, and financial service distribution. The company’s net loss reduced to ₹208 crore compared to ₹222 crore last year, reflecting ongoing cost-saving efforts.
Key Business Metrics - GMV and Subscriber Growth
The gross merchandise value processed through Paytm’s platform rose 13% QoQ to ₹5 lakh crore. The company’s merchant subscriber base grew to 1.17 crore, with 5 lakh new subscribers added during the quarter. Net payment margin climbed to ₹489 crore, supported by stable payment processing margins and higher subscription revenues.
Financial Services and Loan Distribution
Paytm Q3 results also showcased impressive growth in financial services revenue, which rose 34% QoQ to ₹502 crore. The company disbursed loans worth ₹3,831 crore in Q3 FY25, up from ₹3,303 crore in the previous quarter. Over 50% of these loans went to repeat borrowers, underscoring strong customer retention.