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BUSINESS PEOPLE

Without Guarantee Loan: Interest-Free Loans of Up to Rs 3 Lakh Up For Grabs Without Any Guarantee, Check Details

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Without Guarantee Loan

Discover a unique opportunity provided by the Government of India through Prime Minister Narendra Modi's visionary initiative - PM Vishwakarma Yojana. Launched on Vishwakarma Jayanti last year, this scheme not only extends interest-free loans but also includes skill training to bolster financial independence.

Loan Details and Eligibility Criteria

If you aspire to kickstart your own business, PM Vishwakarma Yojana is tailor-made for you. In the initial phase, you can avail a loan of up to Rs 1 lakh, and for business expansion, the second phase offers loans up to Rs 2 lakh.

Eligible Professions Include:

  • Carpenter
  • Blacksmith
  • Locksmith
  • Goldsmith
  • Boat builders
  • Tool kit manufacturer
  • Stone breakers
  • Cobbler/shoe artisan
  • Basket/mat/broom makers
  • Doll and other toy manufacturers (traditional)
  • Barber
  • Pottery maker (potter)
  • Sculptor
  • Raj Mistri
  • Fish trappers
  • Washerman
  • Tailor
  • Garland makers

Key Aspects of the Scheme

  • Open to Indian citizens engaging in one of the 18 designated trades.
  • Applicants must be aged between 18 and 50 years.
  • Possession of a recognized trade certificate is mandatory.
  • Eligibility extends to individuals belonging to any of the 140 castes specified in the scheme.

Required Documents for Application

  • Aadhar card
  • Trade certificate
  • PAN card
  • Identity card
  • Caste certificate
  • Bank passbook
  • Mobile number
  • Address proof
  • Passport size photograph

Application Process

  1. Visit the official website: pmvishwakarma.gov.in.
  2. Click on "Apply Online for PM Vishwakarma Kaushal Samman Yojana."
  3. Complete the registration for PM Vishwakarma Kaushal Samman Yojana.
  4. Receive registration number and password through SMS on the registered mobile number.
  5. Scan and upload the required documents after filling the form.
  6. Verify all information and submit your application.

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