PM Shram Yogi Maandhan Scheme: India’s large and bustling unorganised sector is inhabited by countless daily wage workers and labourers who often struggle to make ends meet. As they age, finding consistent work becomes a challenge, and the grim reality of financial insecurity looms larger. The Indian government, acknowledging this struggle, has introduced the PM Shram Yogi Maandhan Scheme. It’s an initiative aimed at extending a financial helping hand to these workers by offering a monthly pension.
A Deep Dive into the Shram Yogi Maandhan Scheme
This welfare scheme, christened PM Shram Yogi Maandhan, is aimed at providing pension benefits to workers in their twilight years. As per the information available on the pmmodiyojana.in website, individuals over 60 years of age are eligible for a monthly pension of 3000 rupees under this scheme. The support extends to all unorganised sector workers earning 15,000 rupees or less per month.
The Beneficiaries: Who Stands to Gain?
From rickshaw drivers to cobblers, from tailors to labourers, and even domestic workers, the PM Shram Yogi Maandhan scheme casts a wide net. Any unorganised sector worker earning 15,000 rupees or less per month and aged between 18 and 60 years can register for this scheme. Nevertheless, this advantage is not applicable to those paying income tax. Additionally, to qualify for application, one must possess a mobile number, an Aadhar number, and a valid bank account.
Those covered under EPFO, NPS, or ESIC are also excluded from this scheme.
How to Register for the PM Shram Yogi Maandhan Scheme?
Applying for this scheme is straightforward. Individuals interested in applying should navigate to the dedicated portal, www.maandhan.in. The subsequent steps involve registering your mobile number, confirming it via a one-time password (OTP), and then proceeding to complete the provided application form. The platform’s intuitive design guarantees the scheme’s widespread accessibility, simplifying application even for those who are not well-versed with digital platforms.
In conclusion, the PM Shram Yogi Maandhan scheme is a significant step towards safeguarding the financial future of India’s unorganised workers. By ensuring a stable income for them in their golden years, it promises them a dignified retirement, free of financial worries. While it is a commendable initiative, ensuring that the benefit reaches the most needy will be the key to its success. For those eligible, applying for the scheme can be a simple and important step towards securing their future.
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