The Employees’ Provident Fund Organisation has over seven crore subscribers now, and they are likely to get their Provident Fund interest amount for the fiscal year 2021/22 this month.
This interest rate was credited from accounts in December 2021. However, according to reports, interest money for FY22 can be transferred to the PF accounts till July 15.
The EPFO, a retirement fund, decreased the interest rate on deposits to 8.1 percent for FY22, down from 8.5 percent the previous year. This is the lowest rate of interest since 1977-78 when it was at 8 percent.
Steps to Check PF Balance
1. Via SMS
EPFO members having a universal account number (UAN) and registered on the EPFO portal, can check the balance by sending an SMS to 7738299899 by typing EPFOHO UAN ENG.
2. Via missed call
Registered users can give a missed call to 011-22901406 after which they will get an SMS with details of the PF account balance.
3. Via the UMANG app
Members can access the PF passbook on the UMANG app after logging in with their and OTP.
4. Via the EPFO website
1) Go to the EPFO’s official website—www.epfindia.gov.in
2) Then, go to the ‘Our Services’ tab and click on ‘For Employees.’
3) On the new page, click on ‘Member Passbook.’
4) You will be asked to enter your UAN and password.
5) Once you log in, your passbook will show both your and your employer’s contribution and the interest earned will appear.
Must Read: EPFO: How to Change Your EPF Nomination Online
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