The government has recently implemented significant changes to Aadhaar rules, directly impacting financial services, banking activities, and small savings schemes. Citizens are advised to check the status of their Aadhaar updates and linkages to avoid any inconvenience, as new fees and KYC regulations could affect transactions.
Aadhaar Update Fees Revised
Effective October 1, 2025, the UIDAI has revised fees for various Aadhaar update services:
- Demographic updates: Rs 75 for changes in name, address, date of birth, mobile number, or email (previously Rs 50).
- Biometric updates: Rs 125 for fingerprint, iris, or photo updates (previously Rs 100).
- Mandatory biometric updates for children: Free for ages 5–7 and 15–17 (one-time updates).
- Biometric updates for children aged 7–15: Free until September 30, 2026.
- Document updates: Rs 75 at enrolment centres, free online till June 14, 2026.
- Aadhaar reprint: Rs 40.
- Home enrolment service: Rs 700 for the first person, Rs 350 for each additional person at the same address.
PAN-Aadhaar Linking Now Mandatory
The government has emphasized the importance of linking PAN with Aadhaar. Failure to do so will render your PAN inoperative, causing issues with mutual fund investments, Demat account operations, and other tax-saving instruments. Several users have already faced transaction delays due to inactive PANs, highlighting the need to act promptly.
Aadhaar e-KYC Made Simpler and Safer
To improve privacy and ease of use, UIDAI and NPCI have introduced offline Aadhaar KYC and Aadhaar e-KYC Setu. Banks and NBFCs can now verify customers without accessing full Aadhaar numbers, making account opening faster, safer, and more convenient.
Summary
- Aadhaar update fees have been revised; biometric and demographic updates may now involve higher charges.
- PAN-Aadhaar linking is mandatory for smooth financial transactions.
- Aadhaar e-KYC features like offline KYC enhance privacy and simplify customer verification.
- Citizens are encouraged to update Aadhaar details promptly to avoid disruptions in banking, investments, and other financial services.
With these updates, the government aims to make Aadhaar more secure, user-friendly, and aligned with financial compliance requirements.