National Girl Child Day 2025: True Empowerment! Gift Your Daughter THIS Scheme to Secure Her Bright Future, Check Details

National Girl Child Day 2025: A girl is one of the most beautiful gifts a family can have. From her innocence that melts hearts to her caring nature that binds the family together, a girl child is truly a blessing. As we celebrate National Girl Child Day 2025 on January 24, let’s explore one of the best schemes you can gift your daughter to ensure her bright and secure future. In today’s world, where women are playing a pivotal role in shaping the nation, securing your girl child’s future means empowering her to take our country to new heights.

Before we dive into the scheme, let’s understand the significance of National Girl Child Day and why it is celebrated.

Why is National Girl Child Day Celebrated?

National Girl Child Day is observed every year on January 24, and this year, it falls on a Friday. Introduced in 2008 by the Ministry of Women and Child Development, this day aims to highlight the rights, welfare and education of girl children. It also serves as a call to eliminate gender discrimination and abolish harmful practices like sex determination.

The theme for National Girl Child Day 2025 is Empowering Girls for a Bright Future, emphasising the importance of creating a supportive environment where girls can thrive and excel.

The Perfect Gift on National Girl Child Day 2025

Under the Government of India’s Beti Bachao Beti Padhao initiative, several schemes have been introduced to support girl children. Among these, the Sukanya Samriddhi Yojana (SSY) stands out as a meaningful gift you can offer your daughter on this special day.

What is Sukanya Samriddhi Yojana (SSY)?

Launched in 2015, Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme aimed at securing the financial future of girl children. This scheme helps parents address major financial challenges, such as education and marriage expenses, by encouraging systematic savings.

The scheme allows families to open a Sukanya Samriddhi Account, ensuring that their daughter’s education and other financial needs are met without worry.

Features and Benefits of Sukanya Samriddhi Yojana

Investment Flexibility: Parents can invest between ₹250 and ₹1.5 lakh annually, with a current interest rate of 8.2% per annum.

Tenure and Maturity: Deposits are mandatory for 15 years, and the account matures in 21 years or when the girl marries after turning 18.

Account Management: Until the girl turns 18, the account is managed by her parents or guardians. After 18, she can independently operate it.

Tax Benefits: Contributions qualify for deductions of up to ₹1.5 lakh annually under Section 80C of the Income Tax Act. Additionally, the interest earned and maturity proceeds are tax-exempt under Section 10, making it a triple tax-saving investment.

Eligibility Criteria for Sukanya Samriddhi Yojana

The account can only be opened for a girl child who is a resident Indian and below 10 years of age. Each girl can have one account, and a family can open a maximum of two accounts (exceptions are made for twins or triplets).

Steps to Open a Sukanya Samriddhi Account

Visit the Nearest Post Office or Bank:

Fill out Form-1 with all necessary details.

Attach Required Documents:

Girl child’s birth certificate.

Identity and address proof of the parent/guardian.

Medical certificate (for twins/triplets).

KYC documents like Aadhaar or Voter ID.

Make the Initial Deposit:

Deposit an amount ranging from ₹250 to ₹1.5 lakh using cash, cheque, or demand draft.

Receive Confirmation:

Once processed, you will receive a passbook as proof of account creation.

Why Choose Sukanya Samriddhi Yojana for Your Daughter on National Girl Child Day 2025?

By investing in the Sukanya Samriddhi Yojana on National Girl Child Day 2025, you’re not just securing your daughter’s financial future but also contributing to her empowerment. A small step today can lead to a brighter tomorrow, enabling her to achieve her dreams and play a vital role in shaping the nation.

Celebrate this National Girl Child Day by gifting your daughter a secure future with this life-changing scheme.