iMobile Pay Gets Smarter! ICICI Bank Introduces Customizable Smart Lock Feature, Check How To Use

ICICI Bank: For its iMobile Pay app, ICICI Bank has included a cutting-edge technology called Smart Lock in an effort to improve consumer convenience and security. Customers may now independently lock and unlock various components of their UPI (Unified Payments Interface) transactions with this new feature, providing strong security against illegal access while preserving user control.

Key Features of Smart Lock

Customized Security: From the iMobile Pay app, users may now selectively lock and unlock UPI transactions, such as fund transfers and payments.

Enhanced Control: In order to accommodate different security concerns, the functionality offers flexibility by allowing users to lock down certain UPI services while keeping others operational.

User-Friendly Interface: implemented via the iMobile Pay app's user-friendly interface, which makes it accessible to all users.

Security Measures: To protect transactions, ICICI Bank implements strict security protocols, upholding the credibility and dependability of its online banking services.

Benefits of Smart Lock

Security Enhancement: Smart Lock reduces the possibility of fraudulent and unauthorized transactions by enabling users to lock UPI functionality.

Convenience: Customers may conveniently control their transaction security settings from their mobile devices, giving them peace of mind when making digital payments.

User Empowerment: increases user control over financial transactions in line with ICICI Bank's dedication to offering customer-focused digital banking products.

Steps Here To Use Smart Lock

• Register with iMobile Pay.
• On the home screen, select the "SmartLock" function located in the lower right corner.
• To lock or unlock a key banking service, click on it.
• To confirm, swipe.

If a customer suspects that there may have been fraudulent activity using their cards or account, they can use this function. Additionally, they can utilize it to temporarily deactivate a specific banking service. It is important to note that even when a customer locks a financial service, scheduled standing instructions (SI) and E-mandates can still be processed thanks to the "SmartLock" feature.

The launch of Smart Lock for iMobile Pay by ICICI Bank demonstrates the bank's commitment to incorporating cutting-edge security technologies into online banking. In addition to providing consumers with customisable restrictions, this feature improves transaction security and guarantees a safe and easy digital payment process. Initiatives like Smart Lock are essential to preserving the dependability and trustworthiness of online banking services as digital transactions continue to increase.