PM Jan Arogya Yojana: Delhi CM Rekha Gupta Announces Double Health Cover for Delhi Residents

In a major healthcare milestone, Delhi BJP leader and Chief Minister Rekha Gupta has announced the implementation of Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY) in the national capital, with enhanced benefits for Delhi residents. In a tweet accompanied by a cartoon image stating “Promise Delivered – Jo Kaha, So Kiya”, she confirmed that eligible families in Delhi will now receive an annual health insurance cover of ₹10 lakh, double the coverage available in other states.

मानसून के दौरान समय से नालों की सफाई न होने से जगह-जगह जलभराव एक बड़ी समस्या है। इस समस्या के जड़ से निदान के लिए, नालों की सफाई, सिंचाई और बाढ़ प्रबंधन के लिए ₹603 करोड़ के बजट का प्रावधान किया गया है। #ViksitDelhiBudget pic.twitter.com/FpI30TfONx

— CMO Delhi (@CMODelhi) April 4, 2025

What is PM Jan Arogya Yojana (PM-JAY)?

Launched by the Government of India, PM-JAY is the world's largest government-funded health insurance scheme, offering cashless treatment of up to ₹5 lakh per year per eligible family at empanelled public and private hospitals across the country.

What’s New for Delhi?

While other states have been offering ₹5 lakh under PM-JAY, Delhi government under Rekha Gupta has decided to top-up the coverage by another ₹5 lakh, ensuring that each eligible family now receives a total of ₹10 lakh per year in health coverage.

Benefits for Delhi Residents:

₹10 Lakh Annual Cover: Double the benefit compared to other states.

Cashless & Paperless Treatment: At empanelled hospitals including top private and public healthcare facilities.

Wider Hospital Access: Residents can seek treatment not only in Delhi but in empanelled hospitals across India.

No Age or Family Size Limit: Covers the entire family regardless of the number of members or age.

Covers Pre-existing Conditions: Beneficiaries do not need to worry about health history—coverage starts from day one.

Empowering People with Accessible Healthcare

This step is being celebrated as a pro-people move ensuring that healthcare is not a privilege but a right for every eligible resident of Delhi. The doubled insurance cover is expected to reduce out-of-pocket healthcare expenses significantly, especially for economically weaker sections.

As Delhi officially joins the Ayushman Bharat network, Rekha Gupta’s announcement marks a significant leap towards universal health coverage—making the capital a model of inclusive governance and timely delivery of promises.