How to Find The Right Credit Card? Cash Back, Benefits and More with Low Annual Fees Explained

Credit Card: If you're considering getting your first credit card, this article is tailored just for you. Today, there's a plethora of entry-level credit cards offering enticing benefits, from low annual fees to reward points and cashback.

Amazon Pay ICICI Credit Card: Unlocking Rewards without Annual Fees

A standout feature of the Amazon Pay ICICI Credit Card is its absence of annual fees—a lifelong free credit card. Prime Amazon members enjoy a generous 5 percent cashback on purchases, while non-Prime members receive 3 percent cashback. Additionally, users can avail a 1 percent discount on fuel surcharges.

SBI Simply Click Credit Card: Rewarding Spending with Joining Fee Waivers

With an annual fee of Rs 499, the SBI Simply Click Credit Card offers an enticing incentive—a joining fee equivalent to a Rs 500 Amazon voucher. Moreover, surpassing Rs 1 lakh in annual spending waives the annual fee. Earn one reward point for every Rs 100 spent, valued at Rs 0.25.

Swiggy HDFC Credit Card: Dining Delights with Cashback Rewards

As a co-branded credit card, the Swiggy HDFC Credit Card charges an annual fee of Rs 500. Indulge in your favorite cuisines with a tempting 10 percent cashback (up to Rs 1500) on Swiggy orders. Plus, exceed Rs 2 lakh in annual spending to waive the annual fee.

IndianOil Axis Bank Credit Card: Fueling Savings with Cashback Benefits

Co-branded with Indian Oil, the Axis Bank credit card offers enticing perks, including up to Rs 250 cashback on fuel purchases within 30 days of card issuance. Earn 5 reward points for every Rs 100 spent, maximizing your savings on fuel expenditures.

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