Thousands of urban poor families in Prayagraj are set to benefit under Pradhan Mantri Awas Yojana (Urban) 2.0, as the government prepares to release the first installment of housing assistance to eligible beneficiaries.
Under PM Awas Yojana Urban 2.0, more than 22,000 economically weaker families have been selected in the district. While over 5,000 beneficiaries have already received the first installment, an additional 7,000 eligible applicants are expected to receive the initial payment around February 15.
₹50,000 First Installment for House Construction
Officials said that beneficiaries selected under the scheme will receive ₹50,000 as the first installment directly into their bank accounts to begin house construction. So far, more than 70,000 people have applied online under PMAY Urban 2.0 in Prayagraj, reflecting strong demand for affordable housing.
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The financial assistance is transferred directly to beneficiaries to ensure transparency and timely utilization of funds.
Phase 2 to Expand Housing Coverage for the Urban Poor
The Pradhan Mantri Awas Yojana aims to ensure that every poor family—whether in urban or rural areas—has access to a permanent home. With the launch of PMAY Urban 2.0, several changes have been introduced to expand coverage and include more eligible households.
Officials said that Phase 2 of the scheme will enable housing benefits to reach a much larger number of poor families, particularly those who were previously left out under earlier guidelines.
Total Assistance of ₹2.5 Lakh in Three Installments
According to DUDA Project Officer Pratibha Srivastava, eligibility verification for 22,000 beneficiaries has been completed during the current financial year, and the approved list has been forwarded to the state government.
Under PMAY Urban 2.0, each beneficiary receives a total housing assistance of ₹2.5 lakh, released in three installments:
- ₹50,000 as the first installment
- ₹1 lakh as the second installment
- ₹50,000 as the final installment
The remaining amount is adjusted as per scheme guidelines to support completion of the housing unit.
Boost to Affordable Housing in Prayagraj
The scheme is expected to significantly improve housing conditions for urban poor families in Prayagraj, providing them with safe, permanent homes and improving overall living standards.
Officials have assured that installment releases will continue in phases as construction milestones are achieved.
