EPFO New Rules 2025: Good News for Employees! 5 Sweeping Changes That Will Make Life Simpler Now

EPFO New Rules 2025: Employees Provident Fund Organisation (EPFO) has made various important changes for its members. These changes have been done to make the life of employees convenient and to enhance transparency. Changes are regarding transferring provident fund on job change, updating the profile, higher pension etc.

EPFO New Rules 2025: Easier PF Transfer on Job Change

On 15th January 2025, EPFO issued new instructions which confirm that in most of the cases, neither the approval of the new employer nor the old employer is required for PF transfer. It was seen that there was a problem in transferring PF on job change as multiple permissions were required to process the PF transfer. This rule will be applicable in the following cases:

• If there is a transfer of Member IDs linked to the same UAN. UAN should be linked to Aadhaar and should be issued after 1st October 2017

• If two different UANs are linked to same Aadhaar and the details such as name, date of birth, gender are same.

• If one UAN is issued earlier and other UAN is issued later and Aadhaar and other details are same.

EPFO New Rules 2025: Centralized Pension Payment System (CPPS)

Now pension can be transferred to any bank account in the country through NPCI platform as EPFO has launched a new system, Centralized Pension Payment System (CPPS). Now there is no need of PPO transfer between regional offices. It is mandatory to have UAN linked with Aadhaar for issuing a new PPO. This will help to avail the facility of Digital Life Certificate (Jeevan Pramaan). If by mistake, any claim goes to wrong office; it will be sent back to the office where the claim belongs to. This new system will help in

• Faster and more reliable pension payments

• Less delay and human errors.

• Higher transparency for pensioners

EPFO New Rules 2025: Higher Amount of Pension 

Members now have choice to apply for pension on actual salary instead of the capped amount. This will help employees maximize pension benefits. This rule will be beneficial especially for the employees who are near to retirement.

EPFO New Rules 2025: Updated Joint Declaration Process

The EPFO has issued new guidelines for the joint declaration procedure, which makes the process easier for both members and employers. Earlier SOP version 3.0 was applicable, which is removed now and members have been divided into following three categories:

• UAN is Aadhaar based (Online JD)

• UAN is old but verified with Aadhaar (Online JD)

• No UAN, Aadhaar is not verified or the member is deceased (Physical JD)

EPFO New Rules 2025: Easier Profile Updating 

Updating the profile is hassle free now. If UAN is linked to Aadhaar, then name, date of birth, gender, nationality, parents’ name, marital status, spouse information etc. can be updated online without any proof of documents regarding this information. But if UAN is issued before 1st October 2017, then employer’s approval may be required to change some information.

These major and important changes have been done to ease any activity related to provident fund for employees and to increase efficiency and transparency. It will also reduce requirement of various permissions which will ultimately save precious time.