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Khesari Lal and Kajal Raghwani’s romantic song ‘6 Mahina Ke Laika Niyan’ is breaking all the records, watch video

Khesari Lal and Kajal Raghwani: Bhojpuri songs are gaining popularity now days. Many old song keep on surfacing now and then, which is loved by the viewers and vied in millions. one such song ‘6 Mahina Ke Laika Niyan’ is breaking all the records of viewership on social media.

6 Mahina Ke Laika Niyan’ is breaking all records

Khesari Lal and Kajal Raghwani are seen romancing each other in the bedroom. The sizzling chemistry between the two on ‘6 Mahina Ke Laika Niyan’ is too enticing for fans to watch. Kajal Raghwani’s bold look is grabbing Khesari Lal’s attention. Talking about the outfit Kajal Raghwani is seen wearing a red saree and Khesari Lal is in a white kurta pajama.

Watch Video Here

Credit: YouTube

Views on the Video

The power-packed dance performance of this couple has received 31,990 views. Fans are also showing love in the comment section. The hot and romantic chemistry between this couple has no comparison. Watch the hottest video on Internet today. Khesari and Kajal Raghwani’s Jodi is also known as the best pair in the Bhojpuri industry.

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Khesari Lal and Kajal Raghwani’s song ‘Khoji Naa Balamua Diya Baari’ is winning the hearts , Watch Video

Khesari Lal and Kajal Raghwani: Khesari Lal Yadav is one of the most popular actors of the Bhojpuri industry. He remains in the limelight for his songs and videos. Khesari’s old and new songs go viral on the internet. Once again, his song is grabbing fans attention. The Bhojpuri song ‘Khoji Naa Balamua Diya Baari’ picturised on Khesari Lal, and Kajal Raghwani is creating buzz on social media.

Khoji Naa Balamua Diya Baari

Khesari Lal Yadav and Kajal are creating buzz on YouTube. This song has received more than 6.5 million views. And fans are fiercely commenting on this video and are even calling the pair of Khesari Lal Yadav and Kajal as number one Jodi. Kajal Raghwani and Khesari Lal Yadav have a huge fan following. The couple is enough to set the song, music video, or film on fire. Fans love watching this couple together. They are the most loved Actors in the Bhojpuri Industry. The chemistry between the two is really amazing and they truly make the videos worth watching.

Kajal Raghwani and Khesari Lal Yadav

Kajal Raghwani and Khesari Lal Yadav are seen getting very romantic in the video. For the uninitiated, the couple is one of the most loved in the Bhojpuri industry. They have a huge fan following. Their chemistry is amazing in every song video. Fans like watching Kajal Raghwani and Khesari Lal Yadav even though this video is in huge demand. The pair is making the audience crazy with their power-pack performance. You will enjoy watching this video which is increasingly getting viral.

Also Read: Bhojpuri Dance Video: Khesari lal and Akshara Singh’s Hot Romance video goes viral again, watch video

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Khesari Lal and Kajal Raghwani’s Bedroom Romance song is Better Than many, watch video

Khesari Lal and Kajal Raghwani: Bhojpuri industry superstar Khesari Lal Yadav remains in limelight for his songs and videos. Khesari’s old and new songs go viral on the internet. Once again, his song is grabbing fans attention. The Bhojpuri song ‘6 Mahina Ke Laika Niyan’ picturised on Khesari Lal, and Kajal Raghwani is creating buzz on social media.

6 Mahina Ke Laika Niyan 

Khesari Lal Yadav and Kajal are creating buzz on YouTube. This song has received more than 8 million views. And fans are fiercely commenting on this video and are even calling the pair of Khesari Lal Yadav and Kajal as number one Jodi. Kajal Raghwani and Khesari Lal Yadav have a huge fan following. The couple is enough to set the song, music video, or film on fire. Fans love watching this couple together. They are the most loved Actors in the Bhojpuri Industry. The chemistry between the two is really amazing and they truly make the videos worth watching.

Kajal Raghwani and Khesari Lal Yadav

Kajal Raghwani and Khesari Lal Yadav are seen getting very romantic in the video. For the uninitiated, the couple is one of the most loved in the Bhojpuri industry. They have a huge fan following. Their chemistry is amazing in every song video. Fans like watching Kajal Raghwani and Khesari Lal Yadav even though this video is in huge demand. The pair is making the audience crazy with their power-pack performance. You will enjoy watching this video which is increasingly getting viral.

Keep watching our YouTube Channel ‘DNP INDIA’. Also, please subscribe and follow us on FACEBOOKINSTAGRAM, and TWITTER.

Punjab’s Mukh Mantri Sehat Yojana Records 12,467 Sepsis Treatments Worth ₹51.58 Crore: Bhagwant Mann

CM- Bhagwant- Mann
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Punjab’s Mukh Mantri Sehat Yojana (MMSY) has recorded 12,467 treatments for sepsis and septic shock worth ₹51.58 crore till September 1, highlighting the serious medical and financial burden associated with the condition.

According to the Punjab government, the figures include treatments for both severe sepsis and septic shock under the state’s healthcare scheme.

Of the total cases, 10,961 treatments were related to severe sepsis, involving expenditure of ₹44.33 crore. Meanwhile, 1,506 treatments for septic shock accounted for ₹7.25 crore.

Bhagwant Mann: Government Highlights Sepsis Risks

Health and Family Welfare Minister Dr Balbir Singh stressed the importance of recognising sepsis at an early stage. He cautioned that an infection that may initially appear routine can rapidly become dangerous if it progresses into sepsis and septic shock.

Sepsis can worsen progressively and affect the body’s vital functions. In severe cases, serious circulatory problems can result in inadequate blood flow to important organs, potentially leading to septic shock.

The minister emphasised the need for timely recognition and appropriate medical attention, particularly as the condition can become increasingly serious within a short period.

Severe Sepsis Accounts for Majority of Treatments

The data released under MMSY shows that severe sepsis accounted for the overwhelming majority of the treatments recorded so far.

The 10,961 severe-sepsis treatments represented nearly 88 per cent of the total sepsis-related treatments, while 1,506 cases involved septic shock.

The expenditure figures also demonstrate the financial impact of treating serious infection-related complications. Together, treatments for severe sepsis and septic shock have resulted in claims worth more than ₹51 crore under the health scheme.

Hemant Soren Efforts For Jharkhand Tourism: Monsoon Turns Waterfalls and Forests Into a Natural Wonderland

Hemant Soren

Hemant Soren: Jharkhand is inviting travellers to explore the state during the monsoon season, highlighting its waterfalls, lush green forests and scenic landscapes as major attractions for nature lovers.

Through a social media post, Jharkhand Tourism described the monsoon season as an ideal time to experience the state’s natural beauty, when rainfall transforms its waterfalls into spectacular sights and forests take on a vibrant green appearance.

The tourism department encouraged visitors to discover Jharkhand as a monsoon destination, presenting the state as a place where every journey can offer a memorable experience amid nature.

Hemant Soren: Waterfalls Become Major Monsoon Attractions

The monsoon season brings renewed flow to several waterfalls across Jharkhand, making them particularly appealing to tourists seeking scenic and nature-based experiences.

The combination of flowing waterfalls, greenery and cloudy skies creates a distinctive landscape during the rainy season. These natural attractions have become an important part of Jharkhand’s tourism appeal.

Lush Forests Add to Jharkhand’s Monsoon Charm

Beyond waterfalls, the state’s forests and natural landscapes offer another reason to visit during the rainy season. The rainfall brings fresh greenery to the region, creating picturesque surroundings for travellers.

Jharkhand Tourism has been promoting the state as a destination where visitors can experience nature, scenic journeys and the seasonal beauty of the monsoon.

The tourism department also described Jharkhand as one of India’s finest and safest monsoon destinations, encouraging travellers to include the state in their seasonal travel plans.

Anurag Dhanda Takes Dig at Union Government Over Inflation Amid 7.8% GDP Growth

Anurag- Dhanda
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Aam Aadmi Party (AAP) national media in-charge Anurag Dhanda has criticised the Narendra Modi-led government over inflation and questioned whether strong economic growth is translating into tangible benefits for ordinary citizens.

The remarks came after India recorded 7.8% GDP growth in the first quarter, with Prime Minister Narendra Modi also highlighting the country’s strong economic performance and congratulating citizens on the growth figures.

Dhanda reacted to the development through a post on social media platform X on September 1. Sharing an image, the AAP leader took a sarcastic swipe at the government while referring to the economic situation facing people.

Anurag Dhanda Questions Impact of GDP Growth

While the latest GDP figures indicate strong economic expansion, Dhanda’s criticism focused on issues such as inflation and the purchasing power of common people.

The AAP leader questioned whether the benefits reflected in headline economic figures are being felt by households dealing with rising prices and everyday expenses.

His remarks brought the focus back to the debate over the relationship between GDP growth and household welfare. While GDP is an important indicator of overall economic activity, opposition parties have frequently raised questions about employment, prices and income growth alongside economic expansion.

PM Modi Highlights India’s Economic Performance

Prime Minister Narendra Modi has welcomed the latest GDP figures, pointing to India’s ability to maintain strong growth despite challenges in the global economy.

According to the government’s position, India has continued to demonstrate economic resilience amid global uncertainties, fluctuations in oil prices and supply-chain-related challenges.

Bhagwant Mann Government Focuses on Canal Management to Improve Groundwater Levels

CM Bhagwant Mann

The Punjab government, led by Chief Minister Bhagwant Singh Mann, has emphasised strengthening canal management as part of its efforts to conserve groundwater and improve water availability for agriculture.

Bhagwant Mann Government Focuses on Canal Management

Cabinet Minister Brinder Kumar Goyal said during a press conference that government measures have helped ensure the availability of canal water even in tail-end areas. According to him, the state has also recorded continued improvement in groundwater levels as a result of these efforts.

Canal Management to Improve Groundwater Levels

The government has been focusing on improving the distribution and management of canal water so that water reaches areas located at the tail ends of canal networks. Ensuring adequate canal water supply can help reduce dependence on groundwater for irrigation.

Punjab has historically faced concerns over declining groundwater resources, particularly because of heavy dependence on groundwater for agricultural activities. Against this backdrop, strengthening surface-water irrigation systems has emerged as an important component of water conservation efforts.

The Punjab government said that improved canal water availability is helping extend irrigation access to areas that previously faced difficulties in receiving water at the tail ends of canal systems.

Minister Brinder Kumar Goyal highlighted the improvement in groundwater levels while outlining the impact of the state’s initiatives. The government has linked the strengthening of canal management with its broader objective of conserving the state’s underground water resources.

Better utilisation of canal networks can also support more balanced water management by increasing the availability of surface water for agricultural needs. This can potentially ease pressure on groundwater reserves in regions where groundwater extraction has remained high.

Uttar Pradesh CM Yogi Adityanath to Launch UPCOS for Digital Management of Outsourced Employees

CM- Yogi- Adityanath
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The Uttar Pradesh government is set to launch the Uttar Pradesh Outsource Services Corporation (UPCOS) on Wednesday, September 2, with an aim to bring the human resource management of outsourced employees onto a unified digital platform.

Uttar Pradesh CM Yogi Adityanath to Launch UPCOS

The launch event will take place at the Lok Bhavan Auditorium in Lucknow at 11 am. Along with the launch of UPCOS, the government will also unveil the UPCOS portal and website, as well as the corporation’s official logo.

UPCOS for Digital Management of Outsourced Employees

According to the Uttar Pradesh government, the initiative is focused on ensuring greater security, dignity and welfare of outsourced employees working across various government establishments.

Under UPCOS, the human resource management of outsourced personnel will be digitally integrated. The system is intended to make processes related to outsourced employees more streamlined and transparent.

The proposed digital framework will cover the process from recruitment to payment, bringing different stages of outsourced human resource management onto a common platform.

The government said the initiative is being undertaken under the guidance of Prime Minister Narendra Modi and the leadership of Chief Minister Yogi Adityanath, with a focus on strengthening arrangements for outsourced personnel in the state.

The creation of UPCOS is expected to establish a more organised digital mechanism for managing outsourced human resources. By connecting the process to a digital platform, the government aims to improve transparency and simplify administrative procedures.

The initiative is also being presented as a step towards providing outsourced workers with greater recognition and a more structured system for human resource management.

Digi Punjab Portal Brings 300+ Government Services to Citizens Online: Bhagwant Mann

Bhagwant- Mann
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The Bhagwant Mann government is promoting Digi Punjab, the Unified Citizen Portal, as a single digital platform through which citizens can access more than 300 government services with just a few clicks.

Digi Punjab Portal Brings 300+ Government Services to Citizens Online: Bhagwant Mann

The initiative aims to make government services easier and more convenient to access by bringing a wide range of citizen services under one digital platform. Instead of relying on multiple service channels, residents can use the unified portal to access the services available through Digi Punjab.

The development is part of the broader push towards digital governance in Punjab

The development is part of the broader push towards digital governance in Punjab, with technology being used to make public service delivery more accessible to citizens. The availability of multiple services through one portal can also make it easier for people to find and access government-related facilities online.

According to the message shared by AAP Punjab, Digi Punjab provides access to more than 300 government services through its Unified Citizen Portal. The party highlighted the platform as a digital initiative aimed at putting government services within easier reach of citizens.

The unified nature of the platform is particularly significant for citizens who need to access different government services. Having multiple services available through a common digital interface can simplify the process and provide a more convenient way of interacting with government departments.

The portal also reflects the growing use of online platforms for citizen-government interaction. Digital access can help citizens initiate or access services remotely, reducing dependence on traditional in-person processes wherever online services are available.

The announcement comes as governments across India continue to expand digital platforms for public service delivery. Such initiatives are aimed at improving accessibility and making government services more citizen-centric through technology.

CM Yogi Adityanath to Launch ‘Seva Sankalp Abhiyan’ from September 17 to October 17

Uttar Pradesh CM Yogi Adityanath on Wednesday chaired a high-level review meeting in Lucknow to discuss the action plan for the upcoming ‘Seva Sankalp Abhiyan’, which will be conducted across the state from September 17 to October 17.

CM Yogi Adityanath to Launch ‘Seva Sankalp Abhiyan’

The month-long campaign aims to highlight the public welfare achievements of Prime Minister Narendra Modi during his 25 years of public service and encourage citizens to participate in the broader national vision of ‘Viksit Bharat 2047’.

‘Seva Sankalp Abhiyan’ from September 17 to October 17

During the meeting, Chief Minister Yogi Adityanath directed officials to transform the campaign into a large-scale people’s participation initiative. He stressed the need for effective coordination among the state government, the Chief Minister’s Office and district-level administrations to ensure smooth implementation.

A dedicated control room will be established at the Chief Minister’s Office to monitor the campaign. Daily progress reports will be compiled and made available to the Chief Minister, according to the official statement.

The Uttar Pradesh government is expected to focus on coordinated outreach and public engagement throughout the campaign, with the objective of connecting citizens with the national development goals outlined under Viksit Bharat 2047.

Bhagwant Mann Conducts 598 Raids in Statewide Anti-Gangster Crackdown, 370 Arrested

Punjab Police, in coordination with the Anti-Gangster Task Force (AGTF), has intensified its statewide operation against organised gangster networks, carrying out 598 targeted raids across the state.

Bhagwant Mann Conducts 598 Raids in Statewide Anti-Gangster Crackdown

According to the Punjab Police, the latest operation resulted in the arrest of 370 individuals, including five proclaimed offenders. Law enforcement agencies also recovered four weapons during the raids.

The operation forms part of the ongoing ‘Gangstran Te Vaar’ campaign aimed at identifying, disrupting and dismantling criminal networks operating across Punjab.

With the latest arrests, the total number of people arrested since the campaign was launched has reached 67,207, reflecting the scale of the statewide crackdown.

Punjab Police said the coordinated action is focused on locations identified and mapped as being linked to gangster activities. The force reiterated its commitment to tackling organised crime and strengthening public safety across the state.

Police have also appealed to citizens to share information about gangster activities. Information can be provided anonymously through the Anti-Gangster Helpline at 93946-93946.

Punjab Police Anti-Gangster Drive: Key Figures

  • 598 targeted raids conducted
  • 370 people arrested
  • 5 proclaimed offenders apprehended
  • 4 weapons recovered
  • 67,207 total arrests since the campaign began

Oil Market on Razor’s Edge Yet Again as US Iran War Escalates, Who Controls Strait of Hormuz

Strait- of- Hormuz
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US Iran War:Oil markets worldwide have been hit by another wave of tension due to new incidents of military confrontation between Iran and the United States, which have sparked concerns about the possibility of further disruptions in the Strait of Hormuz region.

Why Is the Strait of Hormuz Important?

The Strait of Hormuz connects the Persian Gulf and the Gulf of Oman as well as the Arabian Sea. A major portion of all oil movements in the world normally go via this strait. Recently, the amount of maritime activity in the Strait has dropped significantly compared to previous levels due to the ongoing conflict.

Who Controls the Strait of Hormuz?

The answer is more complicated than simply saying Iran controls the waterway. The Strait runs through the territorial waters of both Iran and Oman, while its navigation is governed by international maritime rules. Iran has nevertheless claimed increasing operational control during the conflict, while the United States has maintained that international shipping should remain open. Iran’s Revolutionary Guards Navy recently claimed “full control” over the Strait and said restrictions would continue until its demands concerning US military actions are addressed. At the same time, US forces have been involved in securing shipping routes and responding to threats against commercial vessels.

Oil Prices Feel the Pressure

US Iran War: The renewed confrontation has quickly translated into higher oil prices. Brent crude moved above the $90 mark as markets priced in the possibility of longer disruptions to Middle Eastern energy supplies. The concern is not only about Iran’s own exports. Any sustained disruption through Hormuz could affect shipments from several major Gulf producers, increasing supply risks for refiners and consumers worldwide.

Former IPS Officer Kiran Bedi Slams Authorities Over Delhi Bus Minor Gang Rape Case, Demands Accountability

Delhi- Bus
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The alleged gang rape of a minor girl on a moving sleeper bus in Delhi has reignited a familiar and painful debate over women’s and children’s safety in public transport, with former IPS officer Kiran Bedi among the most vocal critics of what she calls a repeatedly ignored systemic failure. 

Bedi’s remarks add a fresh push for structural accountability at a time when the incident has already drawn sharp reactions from political leaders, rights activists, and the National Human Rights Commission.

Bedi Flags a Recurring Pattern

Reacting to the case, Bedi said India is witnessing a troubling resurgence of reported rape cases involving girls of varying ages, from teenagers to young children. 

She noted that the transport sector, including school buses, vans and public transport, keeps surfacing as a recurring category in such incidents, pointing to a systemic gap rather than isolated failures.

Demand for Mandatory Verification

The former police officer highlighted that in nearly every such case, the accused turns out to have a prior criminal record that surfaces only after the crime. 

She called for mandatory police verification before hiring drivers and conductors for school and public transport, arguing that no appointment should be finalised until a background check is completed.

The Incident That Sparked Outrage

The case involves a 17-year-old girl from Mainpuri, Uttar Pradesh, who was allegedly raped by the driver and conductor of a sleeper bus while travelling to Noida on the night of August 4. 

The bus reportedly travelled nearly 47 kilometres before the girl was dropped near Ring Road in Delhi, following which she approached the police herself. Both accused were arrested within hours with the help of CCTV footage.

The case has also drawn scrutiny from the National Human Rights Commission, which flagged long-standing safety violations in sleeper coach bus designs, and from several political leaders and women’s rights activists. 

Pakistan Cries ‘Water Weaponisation’ At SCO Summit 2026, India Refuses to Budge on Indus Water Treaty

Indus- Waters- Treaty
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SCO Summit: Pakistan renewed its accusation of “water weaponisation” against India. Addressing the summit shortly after Pakistan assumed the SCO’s Council of Heads of State chairmanship for 2026–27, Sharif warned that water “must never be weaponised” and “must never be used as an instrument of coercion nor can it ever be exploited for political leverage.” He described the region’s shared water treaties as binding international commitments that cannot be discarded for political convenience and insisted they must be honoured in full.

Background: The IWT Standoff

India placed the Indus Waters Treaty in abeyance after 26 people were killed in an April 2025 attack in Jammu and Kashmir, accusing Pakistan of involvement — a charge Islamabad denies. Intense fighting followed in May before a US-brokered ceasefire. Since then, Pakistan has repeatedly raised the issue at international forums, including the UN and a glaciers conference in Tajikistan, framing India’s move as unlawful “water weaponisation.”

India’s Firm Stand

India has consistently rejected Pakistan’s framing. India’s Permanent Representative to the UN, P. Harish, has said the treaty will remain in abeyance until Pakistan ends its support for terrorism, and that Islamabad must uphold the sanctity of human life before raising treaty concerns. India has also rejected a Permanent Court of Arbitration ruling that set aside its abeyance decision, calling the tribunal “illegally constituted” and without jurisdiction.

Diplomatic Deadlock Continues

SCO Summit: With both nations entrenched — Pakistan pushing for restoration through global forums like the SCO, and India tying any resumption to counter-terrorism guarantees — the Indus Waters Treaty dispute shows little prospect of resolution in the near term, leaving one of South Asia’s oldest water-sharing arrangements in limbo.

Week One Ends With a Twist, Toxic Box Office Collection Day 7 Keeps Yash’s Film in the Spotlight, Check Why

Toxic- Box- Office- Collection- Day- 7
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Toxic Box Office Collection Day 7: With Yash’s Toxic completing one full week at theaters, the action drama keeps going strong in terms of its performance. 

Toxic Box Office Collection Day 7

The collection of Toxic during its Day 7 performance has come to ₹7.85 crore net across India via 12,894 shows. The latest collection brings the India Net collection of the film to ₹229.60 crore. The India gross collection has gone further up to ₹274.25 crore. This indicates the fact that the film has been performing well and registering the audience interest despite having crossed its opening days and weekdays.

Overseas Collection Strengthens Total

The film’s performance outside India has also contributed to its overall box-office numbers. On Day 7, Toxic earned ₹1.50 crore from overseas markets. Following this latest overseas addition, the film’s total overseas gross collection has reached ₹40.75 crore. The international performance has therefore played an important role in pushing the movie’s overall worldwide earnings higher. When the domestic and overseas figures are combined, Toxic has reached a worldwide gross of ₹315 crore so far.

Film Enters into a New Phase Due to First Week

The film is now entering into a new phase due to the fact that the first week of the film has been completed. Generally speaking, the first week indicates the performance of a film in the coming days.In case of Yash’s film, the figures of Day 7 indicate that the film has continued collecting money even after completing the initial days of release. In addition, the worldwide gross collection of the film, ₹315 crore, also maintains its status in the list of major box-office films.

Warning Bells for Chirag Paswan? Death Threat Prompts Home Ministry Probe Demand and Security Review, Check

Chirag- Paswan
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Union Minister Chirag Paswan has been threatened with death, which has raised serious concerns regarding the security of the minister. This threat appears as an unsigned letter sent to him on September 1.

Chirag Paswan Threatened with Death

It appears that the unsigned letter directly threatens the life of the Union Minister for Food Processing Industries. It has reportedly mentioned two mobile numbers along with the claim that Paswan will soon be murdered by “hardcore terrorists.” The seriousness of the matter has led the office of the Union Minister to alert the Union Home Ministry immediately.

Home Ministry Called Upon for an Inquiry

The additional private secretary to Paswan, Alok Kumar Singh, wrote to Home Secretary Govind Mohan about this threat being a serious matter. This was because of the seriousness and potential implications the threat had on Paswan’s life. There is an urgent need for a probe into the source, authenticity, and the context of the threatening letter.

A Need for Security Assessment Arises for Chirag Paswan

Apart from the threat, there has been a call for a review of his security measures. Paswan’s office has sought an assessment and enhanced his security if necessary due to this incident. Paswan has Z-category security provided by the Ministry of Home Affairs.

Authorities Put on Alert

The matter has also been brought to the attention of senior security authorities, including the CRPF and the Bihar government. The Union Home Minister’s office and Delhi Police have also been informed about the communication. For now, the authenticity and source of the threat remain subject to investigation. The probe is expected to determine whether the communication represents a genuine security risk or an attempt to intimidate the Union minister.The development has nevertheless raised fresh questions about Paswan’s security, particularly as he continues to maintain a busy public and political schedule.

After Heavy Trolling, Swara Bhasker’s BIG Clarification on Padmaavat Jauhar Remark, Says Her Comments Were Mistranslated

Swara- Bhaskar
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Swara Bhaskar has commented on the issue pertaining to the recent comments made by her regarding the Jauhar sequence in Sanjay Leela Bhansali’s film Padmaavat. 

Swara Bhasker Explains Her Padmaavat Comment

Swara uploaded a video clarifying the circumstances surrounding her comment. She stated that she had been asked about an open letter she had written to the film maker, Sanjay Leela Bhansali after watching the movie Padmaavat. As per Swara, she was criticizing the depiction of Jauhar in the movie and the implications that this might have for victims of sexual violence. Swara clarified that she never called Rani Padmaavati and the other women who were doing Jauhar as cowards. The actress further requested the public to hear her original statement before responding to translations being circulated online. She said that if a person does not know the language in which a statement is made, then one must verify the meaning of the statement.

What Does Swara Bhaskar’s Interpretation Really Say?

According to Swara, while watching the end scene in Padmaavat, she felt like imagining herself as a rape survivor. Her major worry was that such a scene might make a rape survivor think of survival after rape as something shameful. Thus, the entire point of her comment was that there should be the freedom to stay alive after suffering from sexual assault. She wondered whether a raped woman’s honour depends on the fact that she chose death instead of life.

Why Does Swara Bhasker Get so Much Flak Online?

Swara Bhaskar: All this happened after her speech at the ‘Woman, Life, Freedom’ event held in India International Centre, New Delhi, on August 31. She said something about the Jauhar scene, and people began sharing it online. Many of them criticized her interpretation of the scene and related historical facts. Now, Swara has spoken up for herself and said that the viral interpretation was not her statement. She said that people can criticize her, but only if they do that according to her true statement.

New Car Insurance Calculator: Estimate Your First-Year Premium

Car Insurance

Buying a new car is an important financial decision, and insurance forms an important part of the overall ownership cost. Knowing the potential premium in advance can help you plan your budget and choose suitable coverage.

A new car insurance calculator can provide an estimated first-year premium based on key policy and vehicle details. The calculation may include Own Damage cover, Third-party cover, selected add-ons and applicable GST.

This blog explains how a new car insurance calculator works and how its consolidated estimate can help you understand the potential cost of different coverage options before finalising your car insurance policy.

What is a New Car Insurance Calculator?

A new car insurance calculator is an online tool that estimates the premium for insuring a new vehicle. It uses vehicle and policy details to calculate an estimated insurance cost.

The calculation generally considers the car’s ex-showroom price, Insured Declared Value (IDV), registration location, policy type, and selected add-ons. The estimate may include Own Damage, Third-Party cover, add-ons, and GST.

For a new car, the IDV is typically around 95% of the ex-showroom price. A higher IDV generally results in a higher Own Damage premium.

How Does a New Car Insurance Calculator Work?

A new car insurance calculator considers the components that contribute to the total premium. A simplified calculation is:

Final Premium = Own Damage Premium – NCB + Discounts + Third-Party Premium + Add-ons + GST (18%)

For a new car, NCB generally does not apply if the owner has no eligible previous insurance history.

A new car also requires three-year Third-Party insurance to be paid upfront. The calculator can then factor in the selected Own Damage cover and add-ons to estimate the total cost.

How to Use a New Car Insurance Calculator

Using a new car insurance calculator requires basic vehicle and policy information.

  1. Enter Vehicle Details

Provide the make, model, variant, and fuel type. You may also enter the registration number if available.

  • Select the Registration Location

Enter the RTO or registration location. Premiums can vary between metropolitan and non-metropolitan areas.

  • Provide Policy Details

For a new car, select the applicable new-vehicle option. Previous policy and NCB details are generally relevant when renewing or transferring an existing policy.

  • Select Coverage and Add-ons

Choose the required policy type and add-ons. Zero depreciation and Roadside Assistance (RSA) are examples of optional covers that can affect the premium.

Factors That Affect New Car Insurance Premium

The premium calculated by a new car insurance calculator depends on several factors.

  1. IDV

IDV represents the insured value of the vehicle. A higher value can result in a higher Own Damage premium.

  • Engine Capacity

Engine capacity affects the mandatory Third-Party premium. Higher engine capacity can result in higher applicable Third-Party rates.

  • Registration Location

The registration location can affect the premium, with different considerations for metropolitan and non-metropolitan areas.

  • Fuel Type

Petrol, diesel, CNG, and electric vehicles can have different insurance premium calculations.

  • Add-ons

Optional covers increase the premium. Select add-ons based on the protection required for the vehicle.

  • Anti-Theft Devices

An ARAI-approved anti-theft device may qualify for a premium discount, subject to applicable conditions.

Benefits of Using a New Car Insurance Calculator

A new car insurance calculator helps estimate the premium without manual calculations. It allows you to see the effect of coverage choices on the total cost.

You can use it to:

  1. Estimate your first-year insurance expense
  2. Review the effect of selected add-ons
  3. Understand the components of the premium
  4. Compare available insurance options
  5. Plan your vehicle ownership budget

How to Manage Your Car Insurance Premium

Using a new car insurance calculator before purchasing a policy helps you identify the factors affecting your premium.

For future renewals, maintaining an eligible NCB can reduce the Own Damage premium. A voluntary deductible can also reduce the premium, but it increases the amount you pay towards an eligible claim.

Avoiding unnecessary claims for minor repairs can help preserve an eligible NCB, subject to policy terms. Reviewing your coverage at renewal can also help you remove add-ons that are no longer required.

Estimate Accurate Premium with a New Car Insurance Calculator

A new car insurance calculator helps estimate the first-year premium using vehicle, location, and coverage details.

For new cars, the premium is influenced by the IDV, three-year Third-Party cover, Own Damage protection, selected add-ons, and GST. Entering accurate information provides a relevant estimate and helps you understand the cost before purchasing a policy. Add-ons should be selected based on the protection required, as they increase the premium.

For future renewals, factors such as vehicle depreciation and eligible NCB can affect the premium. Online insurance brokers like Jio Insurance Broking Ltd. help you explore car insurance options and select coverage based on your requirements.